Having been involved in every wildfire recovery effort for the past 50 years, we are committed to giving back to the communities that have supported us. We believe that education is key to a successful recovery, which is why we are sharing our knowledge of the insurance claims process and offering a weekly webinar series designed to guide you through the complexities of an insurance claim.
Anyone impacted by property damage who wants to maximize their insurance recovery. Experts in adjusting, building estimates, and personal property will be there to share invaluable insights and strategies.
Who Should Attend?
When: Every Wednesday in February and March @ 6:30 PM
Where: Join us at https://us06web.zoom.us/j/87391092679
Webinar Details
TOPICS
What Will Be Covered?
How to prepare a building claim
Preparing a building claim involves several critical steps. You need to prepare a comprehensive estimate that accounts for all damages. Additionally, understanding extensions of coverage for debris removal, code work, and separate structures can help maximize your claim. Landscaping costs should also be considered as part of the recovery process.
How to prepare a personal property claim
A personal property claim requires thorough documentation. Start by preparing an inventory list of lost or damaged items. Understanding aging & conditioning and depreciation is crucial in determining the value of your belongings. Learn how to depreciate items correctly and ensure you maximize your replacement cost claims.
Rebuilding
When rebuilding, you need to decide whether to rebuild on-site or elsewhere. If rebuilding is not an option, purchasing a replacement property may be a viable alternative. Understanding these options will help you make informed decisions about your recovery journey.
Additional Living Expenses
Additional Living Expenses (ALE) cover temporary housing and other necessary expenses. It is essential to know what is covered and what is not, as well as what qualifies as equivalent housing. Fair Rental Value strategies can also be useful when planning your temporary housing arrangements.
Policy Terminology
Understanding policy terminology is fundamental to navigating your claim effectively. Knowing the terms used in your policy will help you interpret coverage and advocate for a fair settlement.
"Looking back, I cannot thank you enough for the wildfire intensive you presented to us. You honestly shared an advocateís perspective on all the stakeholders involved in the world of post-disaster recovery including the insurance company adjusters, contractors, debris removal, vendors, attorneys and others. You clearly defined the path to optimal recovery from an insurance company as well as how to balance family and work. The education you provided us empowered us to be better equipped as we navigated our personal and community recoveries."
-Anne Ashley, Pfeiffer Wildfire Victim
RESOURCES
Advocates For Policyholders
FAQ
Your questions, answered
-
How do I know if I am getting a fair settlement?Our experts will teach you how to assess your insurer’s offer, document your losses effectively, and negotiate for a proper settlement.
-
What should I do if my insurance payout isn’t enough to rebuild?We will discuss options such as policy limits, additional coverages, and other financial resources available to homeowners.
-
Can I use my insurance money for something other than rebuilding?We will explain the conditions under which you can use your claim payout for different purposes and any legal or financial implications.
-
Should I hire a public adjuster or an attorney?We will explain the roles of public adjusters, attorneys, and other professionals who can assist you in maximizing your claim.
-
Will there be a Q&A session?Yes, each webinar will include a live Q&A session where you can ask experts specific questions about your situation.
-
What if I can’t attend the live session?A recorded version of the webinars will be available, and we can send it to you via email after the session.
-
Who is hosting this webinar?The webinar is hosted by experienced public adjusters, and recovery specialists from The Greenspan Co./Adjusters International dedicated to helping wildfire survivors navigate the insurance claims process.
-
Where can I find additional resources?Visit hwww.greenspanai.com/news-and-events/wildfire-assistance-resources for guides, checklists, and additional assistance for wildfire recovery.
Join us and take control of your recovery
Gain the knowledge and confidence to navigate your insurance claim successfully. Visit www.greenspanai.com/webinar for additional information!